Add Extra Convenience to Holiday Shopping With These ‘Buy Now, Pay Later’ Options at Target

  • Oct 6, 2021
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As the holidays approach, guests across the country will be making their shopping lists with everything they need to celebrate each joyful moment with family and friends — from home décor to the latest styles, great gift ideas and more. Our guests count on Target for products they love at exceptional value, and one way we deliver is by offering convenient ways to pay, no matter how you choose to shop our assortment.

With the help of two new partners — Sezzle and Affirm — we’ve added new payment solutions that let you buy what you need now, take advantage of our best deals, and pay at a pace that works well for you. It’s a handy option during the busy holiday season and all year long.

“We know our guests want easy and affordable payment options that work within their family’s budget,” says Gemma Kubat, Target’s president of financial and retail services. “Through our partnerships with Affirm and Sezzle, Target is investing in new financial tools that make our shopping experiences more flexible and personalized to guests’ needs, right in time for the holiday season.”

Holiday shopping, smarter than ever

Depending on what you want to buy and how long you’d like to spread your payments out, Sezzle and Affirm offer a range of convenient options, timelines and services based on guest eligibility.


As you shop the items that make each milestone moment sparkle — whether it’s festive party supplies or matching holiday PJs for the family — Sezzle provides a flexible option to check them off your list without straining your budget. It splits each purchase into four easy, interest-free payments over six weeks, no fees if paid on time. It’s simple to use: Apply with Sezzle, then shop or the Target app and use the Sezzle Virtual Card as payment method at checkout. You can also use Sezzle with our popular same-day fulfillment services, Drive Up, Order Pickup and same-day delivery with Shipt, and in our stores via Apple Pay or Google Pay.

Did you know? Sezzle is a 2019 graduate of one of our Target Accelerator programs, which invite startup companies together for retail boot camps to scale their businesses and bring them to market.


For purchases over $100 — from big-ticket gift items like electronics to that new furniture set you’ve been eyeing — Affirm provides a convenient way to pay at your own pace with monthly payments. Apply with Affirm to get started. Then, shop online at, choose Affirm as the payment method at checkout and pick the monthly payment schedule that works for you. You’ll never pay more than you agreed at checkout as Affirm doesn’t charge any late or hidden fees.

Follow along here for more holiday news at Target.

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All the ways

We’re here to help all families discover the joy of everyday life – from our distinctive products to easy ways to get them from the store to your door.

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